Used Car Dealer Financing in Arkadelphia, AR

What to Expect During Prequalification

1. Provide the requested information to start the prequalification conversation. 2. Allow the L&J Auto Sales team to review your details. 3. Discuss available next steps and vehicle-specific details with the team. 4. Browse available used vehicles that fit your needs. Prequalification does not guarantee approval, rates, terms, a down payment, or vehicle availability.

All fields marked with an asterisk (*) are required.

Personal Information

First Name *

Please enter your first name.

Last Name *

Please enter your last name.

Email *

Please enter your email address.

Cell Phone *

Please enter your phone number.

Date of Birth *

Please enter your date of birth.

SSN *

Please enter your SSN.

Residential Information

Street Address *

Please enter your street address.

City *

Please enter your city.

State *

Please enter your state.

Zip Code *

Please enter your zip code.

Housing Type *

Please enter your zip code.

Monthly Rent/Mortgage *

Please enter your monthly rent/mortgage.

Years at Address *

Please fill in your time at address.

Employment Information

Employer Name *

Please enter your employer name.

Title/Position *

Please enter your title/position.

Employer Phone Number *

Please enter your employer phone number.

Monthly Gross Income *

Please enter your monthly gross income.

Years at Job *

Please fill in your time at job.

Add Additional Income (Optional)

All fields marked with an asterisk (*) are required.

Has Co-Buyer?

Relationship to Buyer *

Co-Buyer Personal Information

First Name *

Please enter your first name.

Last Name *

Please enter your last name.

Email *

Please enter your email address.

Cell Phone *

Please enter your phone number.

Home Phone (Optional)

Date of Birth *

Please enter your date of birth.

SSN *

Please enter your SSN.

Driver's License Number

Driver's License State

Issue Date

Expiry Date

Co-Buyer Residential Information

Street Address *

Please enter your street address.

City *

Please enter your city.

State *

Please enter your state.

Zip Code *

Please enter your zip code.

Housing Type *

Please enter your zip code.

Monthly Rent/Mortgage *

Please enter your monthly rent/mortgage.

Years at Address *

Please fill in your time at address.

Add Previous Address?

Co-Buyer Employment Information

Employer Name *

Please enter your employer name.

Title/Position *

Please enter your title/position.

Employer Phone Number *

Please enter your employer phone number.

Monthly Gross Income *

Please enter your monthly gross income.

Years at Job *

Please fill in your time at job.

Add Previous Employer?

Interested Vehicle (Optional)

Stock Number

Year

Make

Model

Vehicle Price

Down Payment

Exterior Color

Interior Color

Add Trade-In?

Have you spoke with a salesperson? (Optional)

By checking the box and clicking “Submit,” I agree to the following:

By clicking "Submit", I, the undersigned, (a) for the purpose of securing credit, certify the below representations to be correct; (b) authorize financial institutions, as they consider necessary and appropriate, to obtain consumer credit reports on me periodically and to gather employment history, and (c) understand that we, or any financial institution to whom this application is submitted, will retain this application whether or not it is approved, and that it is the applicant's responsibility to notify the creditor of any change of name, address, or employment. We and any financial institution to whom this application is submitted, may share certain non-public personal information about you with your authorization or as provided by law.

I consent to be contacted by the dealer at any telephone number or Email I provide, including, without limitation, communications sent via text message to my cell phone or communications sent using an autodialer or prerecorded message. This acknowledgment constitutes my written consent to receive such communications. I have read and agree to the Privacy Policy of this dealer.

I accept all the above terms

You must accept the agreement to continue.

Choose a Vehicle After You Prequalify

After you prequalify with L&J Auto Sales, the next step is to compare available used cars, SUVs, and trucks that fit your needs. Prequalification begins a financing conversation and does not guarantee approval, rates, terms, down payment, or vehicle availability.

Share your information, discuss next steps with the team, review vehicle-specific details, and then select an available vehicle that works for you.

Compare available vehicle options

As you review used cars, consider the details that matter most to your daily driving:

Body style and passenger space
Features and driving preferences
Vehicle history and condition information
Availability at the time you are ready to choose
Vehicle-specific financing details to review with the team

A used car dealer can help you compare cars , SUVs, or trucks based on the options currently available and the details you want to discuss.

Discuss a possible trade-in

If you have a vehicle to trade, mention it during your next-step conversation. The team can discuss how a trade-in may fit into your vehicle-shopping process without promising a value or acceptance.

Confirm financing details for the vehicle you choose

Vehicle availability and financing details can vary. Before making a selection, review the specific vehicle and discuss applicable financing information with the L&J Auto Sales team. You can also view available cars, SUVs, and trucks.

Taking time to review the details helps you make an informed decision about your next vehicle.

Plan your next steps

L&J Auto Sales can help you move forward with a simple shopper sequence:

Submit your prequalification information
Discuss next steps with the team
Compare available used vehicles
Review vehicle-specific financing details
Ask questions about a possible trade-in
Confirm current vehicle availability
Select the vehicle you want to pursue

Browse Available Used Vehicles

Ready to continue shopping? Browse available used vehicles and compare current cars, SUVs, and trucks.

Questions About Your Next Steps?

The L&J Auto Sales team can help you understand the prequalification process and what to review before selecting a vehicle:

Ask about: Prequalification and vehicle-selection questions Speak with the L&J Auto Sales team
Review vehicle-specific details before you choose
Online: Explore current vehicle options view available cars, SUVs, and trucks

Questions About Your Next Steps?

If you have questions about prequalification, L&J Auto Sales can help you understand the process and prepare for your next conversation with a used car dealer. contact the L&J Auto team to discuss what information may be needed next.

What to Expect During Prequalification

Additional Income

Previous Address

Co-Buyer Previous Employment

Trade-In Vehicle Details

Choose a Vehicle After You Prequalify

Compare available vehicle options

Discuss a possible trade-in

Confirm financing details for the vehicle you choose

Plan your next steps

Browse Available Used Vehicles

Questions About Your Next Steps?

Questions About Your Next Steps?

Prequalify With a Used Car Dealer in Arkadelphia, AR

What to Expect During Prequalification

Additional Income

Previous Address

Co-Buyer Previous Employment

Trade-In Vehicle Details

Choose a Vehicle After You Prequalify

Compare available vehicle options

Discuss a possible trade-in

Confirm financing details for the vehicle you choose

Plan your next steps

Browse Available Used Vehicles

Questions About Your Next Steps?

Questions About Your Next Steps?